We round up your purchases and put the same amount of spare change in every financial goal that you have created. Imagine you are saving for a vacation and also donating to a charity with Moka. If you buy a coffee for $4.50, we will round up to $5.00 and deposit 50 cents in both goals.
You can disable or accelerate roundups for specific goals. If you want to focus on a vacation goal, for example, you can temporarily pause roundups on other goals. If you want to reach a goal faster, you can multiply roundups (by 2X to 8X) for an individual goal.