Moka is one of the most affordable and accessible investing platforms in the world.

For only $3 per month (plus tax), you’ll have access to automated saving and investing features, unlimited fully-managed portfolios, and more. That’s it. No matter how much you invest. This is our base fee.

Moka 360 (our premium service) cost $15/month (plus tax) and includes access to our bill negotiation service, financial coaching and our debt repayment tool. These premium features are only offered via Moka 360, which also includes a 200% money-back guarantee and access to all of the standard Moka features, like roundups, the multiplier, one-time boosts, free next-day withdrawals, Round up to Give, socially responsible investing & unlimited access to tax-free registered accounts like TFSAs & RRSPs. 🙌

To make investing affordable and accessible to all, Moka invests in exchange-traded funds (ETFs). The companies that manage these funds typically charge a Management Expense Ratio (MER) that range from 0.06% to 0.38% for regular portfolios and 0.20% to 0.69% for SRI portfolios. These MERs are among the lowest in the industry. Moka does not make any money from MERs and will always invest your money in the most efficient investment vehicles.


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