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How much does Moka cost?
How much does Moka cost?
Written by Adam Rayf
Updated over a week ago

Moka is one of the most affordable and accessible investing platforms in the world.

Moka is one of the most affordable and accessible way to invest for long-term wealth in Canada. For only $4.99 per month (plus tax), you’ll have access to automated saving and investing features, fully-managed portfolios, and more. That’s it. No matter how much you invest. This is our base fee.

Mutual funds in Canada on average charge a 2% management fee, which can eat away nearly 50% of your potential wealth over 40 years due to compounding. For comparison: assuming a 10% annual return, a $50 weekly investment for 40 years with a mutual fund's 2% MER fee would yield $697,900. With Moka's $4.99/month + 0.09% MER fee, you'd amass $1,143,751. That's nearly double, solely due to the fee difference!

Moka 360 (our premium service) costs $15/month (plus tax) and includes access to a financial coach on-demand and our debt repayment tool. These premium features are only offered via Moka 360, which also includes access to all of the standard Moka features, like roundups, the multiplier, one-time boosts, free next-day withdrawals, Round up to Give, socially responsible investing & unlimited access to tax-free registered accounts like TFSAs & RRSPs. 🙌

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