The only fee for Intelligent Investing is a flat $20 per month—that’s it.
There are no additional management fees and no investment fees, no matter how much you invest. Plus, there are no hidden charges. Intelligent Investing ensures transparency, meaning neither Moka, Mogo, nor FinChat Pro takes commissions or extra fees from your investments.
It’s important to note that there are Management Expense Ratio (MER) fees for investing in exchange-traded funds (ETFs). These fees are not collected by Moka and would apply regardless of where you choose to invest.
MER fees typically range from 0.09% to 0.39% for standard portfolios.
Socially responsible investing (SRI) portfolios have MER fees between 0.16% and 0.40%.
These are among the lowest fees in the market, helping create well-diversified portfolios that support long-term wealth building.