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What is Moka?

Moka: Intelligent Wealth Management

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Written by Adam Rayf
Updated over 3 weeks ago

Moka is Intelligent Wealth Management. A fully managed investing platform — built for long-term performance. Your portfolio is designed to track the S&P 500 — the same index that’s outperformed 98% of professional fund managers over the last 50 years.

No guesswork. No hype. Just a time-tested approach to serious wealth creation.
But Moka is more than automation.

It’s a behaviorally engineered system — designed to keep you on track, avoid costly mistakes, and build generational wealth through long-term consistency.
Here’s what you get:

  • A fully managed, S&P 500-based portfolio

    Designed to mirror the performance of America’s 500 most dominant companies.

  • No management fees

    Because high fees destroy returns. ETF fees are between 0.09%–0.39%, and that’s it.

  • No trading decisions required

    We manage everything for you — from diversification to rebalancing — so you can focus on the bigger picture.

  • Intelligent tools to reinforce good behavior

    Stay consistent with streak tracking, progress milestones, and long-term goal planning.

  • All powered by Intelligent Investing

    Moka is part of your Intelligent Investing membership — alongside Mogo for self-directed investing and FinChat Pro for AI-powered research.

This isn’t another robo-advisor. It’s what the system should have been from the start: Smarter. Simpler. Built to help you outperform the people trying to beat the market.

If you’re done gambling — and ready to build wealth the intelligent way — Moka was built for you.

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