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Bank Link Errors — What You Need to Know

Updated over a week ago

If you’ve landed here, you likely encountered an issue while trying to link your bank account to your Mogo profile for withdrawals.
Most connection errors are temporary — the best solution is often to wait 15–30 minutes and then try again.

Good news:
If the issue persists, you’ll be given the option to manually upload your bank information to complete the verification.

Issue

What it Means

How to Fix It

Authentication/Credentials Failed

The login or password entered doesn’t match your online banking.

Log in directly through your bank’s website to confirm your credentials, then return and try again.

Country Not Supported

Your bank account must be based in Canada.

Ensure you’re using an account from a Canadian bank with a branch located in Canada.

Try Again Later

Temporary connection issues between your bank and the linking system.

Wait 15–30 minutes, then attempt linking again.

Bank Account Locked

Too many incorrect password attempts caused a security lock.

Log into your bank’s website to reset your password before trying again.

Name Doesn't Match

The name on your bank account doesn’t match the name on your Mogo account.

If it's a joint account, log in using your own bank card (not your partner’s). Also check if you use a nickname with your online banking and adjust if needed.

Something Went Wrong

A general error without specific details.

Review the troubleshooting steps above, correct any issues if needed, or wait 15–30 minutes and retry.

Something Went Wrong, Connect Manually

We couldn’t determine the error.

Proceed with manual verification: click "Upload Void Cheque to Connect" and follow the prompts to upload a copy of a void cheque.

Still Having Trouble?

If none of the above solutions work, completing the manual bank link process is a reliable alternative. We’ll guide you through uploading your banking details securely so you can start withdrawing your funds.

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