To comply with federal regulations, Mogo must verify your identity before you can open an account.
It’s a legal requirement designed to protect both users and non-users from fraud, money laundering, and other financial crimes.
Already a MogoMember?
Good news! If you're already a MogoMember, you don’t need to verify your identity again.
Simply log into Mogo app using your existing credentials, and our system will automatically recognize you. You’ll be able to skip the identity verification step altogether!
How to Verify Your Identity
The fastest and easiest way to get verified is by uploading a Photo ID. Here’s a quick step-by-step guide:
Select your ID document and tap Take a photo.
Scan your document:
Line up your document within the frame.
Make sure all four edges are visible.
The app will automatically snap the picture (front side first, then back).
Check the photo:
Ensure the information is clear, visible, glare-free, and not blurry.
If needed, you can retake the picture.
Take a selfie:
Use a well-lit environment.
Align your face clearly with the frame so we can match it to your ID.
Smile and say cheers! 😄
Accepted ID Documents
You can use any of the following valid photo IDs:
Driver’s License
Health Card (with photo)
Permanent Residency Card
Passport
Note: Student IDs and other types of documents are not accepted for verification.